Version 1.0 · Effective June 2, 2025 · Operated by POW Incentives S.A. (British Virgin Islands).
"Platform" refers to the Kaskad decentralized lending protocol accessible at kaskad.app and my.kaskad.app. "User" refers to any person accessing or using the Platform. "$KSKD" refers to the Kaskad utility and governance token. "Operator" refers to POW Incentives S.A., incorporated in the British Virgin Islands.
Kaskad is a non-custodial, decentralized lending protocol. The Platform facilitates peer-to-pool lending and borrowing of digital assets through smart contracts deployed on the Kaspa blockchain. The Operator does not hold, control, or have access to user funds at any time.
By using the Platform, you represent that you are at least 18 years of age, have the legal capacity to enter into these Terms, and are not a resident of any jurisdiction where access to decentralized finance protocols is prohibited or restricted.
Digital asset lending involves significant risks, including but not limited to: smart contract vulnerabilities, oracle manipulation, liquidation risk, market volatility, and regulatory uncertainty. Users should only deposit funds they can afford to lose. The Platform is provided on a beta basis and may contain bugs or errors.
Nothing on the Platform constitutes financial, investment, legal, or tax advice. Users are solely responsible for their own investment decisions and should consult independent professionals before using the Platform.
All content, code, designs, and trademarks associated with Kaskad are the property of the Operator or its licensors. Users may not reproduce, modify, or distribute any Platform content without prior written consent.
To the maximum extent permitted by law, the Operator shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of or inability to use the Platform, including loss of funds, data, or profits.
The Operator reserves the right to modify these Terms at any time. Material changes will be communicated through the Platform. Continued use of the Platform after modifications constitutes acceptance of the updated Terms.
The Platform collects minimal data necessary for operation. Wallet addresses and transaction data are publicly visible on the blockchain. No personal data is stored beyond what is necessary for compliance and communication purposes.
These Terms are governed by and construed in accordance with the laws of France. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Paris, France.